Hargreaves Lansdown

4.4(2200)

FCA

Scalable Capital

4.4(1200)

BaFin

Hargreaves Lansdown vs Scalable Capital

Head-to-Head Comparison 2026

Our Verdict

The minimum deposit is lower at Scalable Capital with 0 €. Scalable Capital is BaFin-regulated, while Hargreaves Lansdown is supervised by FCA. Hargreaves Lansdown has been in the market since 1981, making it the more experienced provider. Execution speed: Hargreaves Lansdown ~30 ms (LSE Direct), Scalable Capital ~50–100 ms (gettex/Xetra).

Comparison Table

Criteria	Hargreaves Lansdown	Scalable Capital
Rating	4.4/5 (2200 reviews)	4.4/5 (1200 reviews)
Regulation	FCA	BaFin
Fees	£11.95 per stock trade, ETFs from £0 (savings plan)	PRIME+ flat rate €4.99/month or €0.99 per trade
Min. Deposit	1 £	0 €
Instruments	Stocks, ETFs, Funds, Bonds, REITs	Stocks, ETFs, Funds, Crypto, Derivatives
Platforms	HL App, HL Web Platform	Scalable Broker App, Scalable Broker Web
Options Trading	No	No, no options trading
Spread (typical)	Stocks from £11.95 per trade (volume-tiered: from £5.95 above 20 trades/month), 0.45% p.a. platform fee for funds	—
Execution Speed	~30 ms (LSE Direct)	~50–100 ms (gettex/Xetra)
Founded	1981	2014
Headquarters	Bristol	Munich

Detailed Comparison

Fee Comparison

Hargreaves Lansdown: £11.95 per stock trade, ETFs from £0 (savings plan). Minimum deposit: 1 £. Spread: Stocks from £11.95 per trade (volume-tiered: from £5.95 above 20 trades/month), 0.45% p.a. platform fee for funds.

Scalable Capital: PRIME+ flat rate €4.99/month or €0.99 per trade. Minimum deposit: 0 €.

Execution Quality

Hargreaves Lansdown

Execution: ~30 ms (LSE Direct)

Scalable Capital

Execution: ~50–100 ms (gettex/Xetra)

Product Range

Hargreaves Lansdown (5 categories)

StocksETFsFundsBondsREITs

Scalable Capital (5 categories)

StocksETFsFundsCryptoDerivatives

Trading Platforms

Hargreaves Lansdown

HL App
HL Web Platform

Scalable Capital

Scalable Broker App
Scalable Broker Web

Regulation & Security

Hargreaves Lansdown is regulated by FCA (HQ: Bristol).

Scalable Capital is regulated by BaFin (HQ: Munich).

Who Is It For?

Hargreaves Lansdown

UK premium broker with comprehensive investment advice since 1981

✓ One of the most established brokers in UK since 1981

✓ Excellent research and analysis tools

✓ ISA, SIPP and junior accounts available

✗ Comparatively high trading fees

✗ Mainly focused on UK market

Scalable Capital

Neobroker with flat-rate trading and robo-advisor

✓ Flat-rate trading with PRIME+

✓ BaFin-regulated

✓ Over 7,800 stocks and 2,500 ETFs

✗ No options trading

✗ Limited trading venues (gettex/Xetra)

Frequently Asked Questions

Is Hargreaves Lansdown or Scalable Capital cheaper?

Hargreaves Lansdown charges £11.95 per stock trade, ETFs from £0 (savings plan). Scalable Capital charges PRIME+ flat rate €4.99/month or €0.99 per trade. The minimum deposit is 1 £ at Hargreaves Lansdown and 0 € at Scalable Capital.

Which broker offers more products: Hargreaves Lansdown or Scalable Capital?

Hargreaves Lansdown offers Stocks, ETFs, Funds, Bonds, REITs. Scalable Capital offers Stocks, ETFs, Funds, Crypto, Derivatives.

Which broker is better regulated?

Hargreaves Lansdown is regulated by FCA. Scalable Capital is regulated by BaFin. Scalable Capital has BaFin regulation, which is particularly advantageous for German investors.

Is Hargreaves Lansdown or Scalable Capital better for beginners?

Hargreaves Lansdown has a minimum deposit of 1 £ and offers HL App, HL Web Platform as platforms. Scalable Capital has a minimum deposit of 0 € and offers Scalable Broker App, Scalable Broker Web. Scalable Capital has the lower entry barrier.

Hargreaves Lansdown vs Scalable Capital: Which broker is better overall?

The choice between Hargreaves Lansdown (4.4/5, 2200 reviews) and Scalable Capital (4.4/5, 1200 reviews) depends on your needs. Hargreaves Lansdown: UK premium broker with comprehensive investment advice since 1981. Scalable Capital: Neobroker with flat-rate trading and robo-advisor.