Flatex

4.2(1500)

BaFin

Onvista

3.8(720)

BaFin

Flatex vs Onvista

Head-to-Head Comparison 2026

Our Verdict

Flatex has a higher rating of 4.2/5 compared to Onvista (3.8/5). Flatex offers 7 instrument types, while Onvista offers 5. Flatex offers options trading, while the other does not. Onvista has been in the market since 1998, making it the more experienced provider.

Comparison Table

Criteria	Flatex	Onvista
Rating	4.2/5 (1500 reviews)✓	3.8/5 (720 reviews)
Regulation	BaFin	BaFin
Fees	€5.90 flat fee per order plus exchange fees	€7 fixed price per order (Onvista Bank)
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives	Stocks, ETFs, Funds, Bonds, Derivatives
Platforms	Flatex Web, Flatex App, Flatex Trader 2.0	Onvista Web, Onvista App
Options Trading	Yes, Eurex and US options via Flatex	No, no options trading
Founded	2006	1998
Headquarters	Frankfurt	Cologne

Detailed Comparison

Fee Comparison

Flatex: €5.90 flat fee per order plus exchange fees. Minimum deposit: 0 €.

Onvista: €7 fixed price per order (Onvista Bank). Minimum deposit: 0 €.

Product Range

Flatex (7 categories)

StocksETFsOptionsFuturesFundsBondsDerivatives

Onvista (5 categories)

StocksETFsFundsBondsDerivatives

Trading Platforms

Flatex

Flatex Web
Flatex App
Flatex Trader 2.0

Onvista

Onvista Web
Onvista App

Regulation & Security

Flatex is regulated by BaFin (HQ: Frankfurt).

Onvista is regulated by BaFin (HQ: Cologne).

Who Is It For?

Flatex

Flat-fee broker with broad product range and options trading

✓ Simple flat-fee structure

✓ Eurex options trading available

✓ Wide range of savings plans

✗ Negative interest on cash balances

✗ Additional exchange fees

Onvista

Established finance portal with integrated online broker

✓ Low €7 fixed price

✓ Comprehensive finance portal

✓ Free custody

✗ No options trading

✗ Outdated platform

Frequently Asked Questions

Is Flatex or Onvista cheaper?

Flatex charges €5.90 flat fee per order plus exchange fees. Onvista charges €7 fixed price per order (Onvista Bank). The minimum deposit is 0 € at Flatex and 0 € at Onvista.

Which broker offers more products: Flatex or Onvista?

Flatex offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives. Onvista offers Stocks, ETFs, Funds, Bonds, Derivatives.

Which broker is better regulated?

Flatex is regulated by BaFin. Onvista is regulated by BaFin. Flatex has BaFin regulation, which is particularly advantageous for German investors. Onvista has BaFin regulation, which is particularly advantageous for German investors.

Is Flatex or Onvista better for beginners?

Flatex has a minimum deposit of 0 € and offers Flatex Web, Flatex App, Flatex Trader 2.0 as platforms. Onvista has a minimum deposit of 0 € and offers Onvista Web, Onvista App. Flatex has the lower entry barrier.

Flatex vs Onvista: Which broker is better overall?

The choice between Flatex (4.2/5, 1500 reviews) and Onvista (3.8/5, 720 reviews) depends on your needs. Flatex: Flat-fee broker with broad product range and options trading. Onvista: Established finance portal with integrated online broker.

Flatex

Flat-fee broker with broad product range and options trading

Open Account →

From 0 € min. deposit

Onvista

Established finance portal with integrated online broker

Open Account →

From 0 € min. deposit

Flatex read review →Onvista read review →