comdirect€4.90 base fee + 0.25% of order volume (min. €9.90)
- Published fee
- €4.90 base fee + 0.25% of order volume (min. €9.90)
- Minimum deposit
- 0 €
Broker comparison
comdirect vs.
Commerzbank
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisoncomdirect
CommerzbankVS
Summary
Your goal decides
The fee formula is practically the same at both — a €4.90 base fee plus 0.25% of order value, minimum €9.90. So the decision is made on what is on offer: comdirect trades Eurex options and futures and provides ProTrader as a professional terminal, while Commerzbank offers no options at all. Commerzbank scores with its free DirektDepot with no minimum deposit and a nationwide branch network.
comdirectDirect bank with comprehensive securities and options trading
CommerzbankSecurities trading at Germany's second-largest private bank
At a glance
The key differences
| Criterion | comdirect | Commerzbank |
|---|---|---|
| Platforms | comdirect App, comdirect Web, ProTrader | Commerzbank Web, Commerzbank App |
| Product types | Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives | Stocks, ETFs, Bonds, Funds, Certificates |
| Options trading | Yes, Eurex options trading available | No |
| Fee model | €4.90 base fee + 0.25% of order volume (min. €9.90) | Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90) |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
comdirect
comdirect App, comdirect Web, ProTrader
Commerzbank
Commerzbank Web, Commerzbank App
Product types
comdirect
Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives
Commerzbank
Stocks, ETFs, Bonds, Funds, Certificates
Options trading
comdirect
Yes, Eurex options trading available
Commerzbank
No
Fee model
comdirect
€4.90 base fee + 0.25% of order volume (min. €9.90)
Commerzbank
Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Minimum deposit
comdirect
0 €
Commerzbank
0 €
Regulation
comdirect
BaFin
Commerzbank
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
comdirectCommerzbankCustody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
- Published fee
- Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at comdirect and Commerzbank, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | comdirect | Commerzbank |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €3ETF savings plan: 1.50% of amount × €200 | €3DirektDepot ETF plan: 0.25% + €2.50 (€0.50 + €2.50) |
| 10 stock buys of ≈ €1,000 a month | €99€4.90 + 0.25%, min €9.90 (≤ €2,000) × 10 via LiveTrading (exchange: +0.0025%, min €2.50) | €99DirektDepot: 0.25% + €4.90, min €9.90 × 10, plus exchange/third-party costs |
| Custody and account fee per year | €0Depots opened from 15 Jul 2026: €0 (older: €1.95/mo, waived with 2 trades/qtr) | €0DirektDepot free with ≥1 order per quarter (else 0.175% p.a., min €4.95/qtr) |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: comdirect.de · commerzbank.de
Execution quality
Order type, venue and liquidity affect execution.
comdirectCheck the provider’s execution policy and available order types for your account.
Provider informationCommerzbankCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
comdirectStocksETFsOptionsFuturesFundsBondsDerivatives
CommerzbankStocksETFsBondsFundsCertificates
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
comdirectcomdirect App · comdirect Web · ProTrader
comdirect offers three trading platforms: The comdirect App enables mobile trading with real-time prices, watchlists, and quick order placement. The comdirect Web platform provides comprehensive chart analysis, market data, and detailed order masks. ProTrader is aimed at active traders and offers professional charting tools, Level 2 order book, technical indicators, and advanced order types. All platforms support trading at numerous exchanges and provide access to the Eurex derivatives market.
Explore platformCommerzbankCommerzbank Web · Commerzbank App
Commerzbank offers securities trading through its web platform and the Commerzbank App. The online platform enables order placement, portfolio overview, and market analysis directly in the browser. The mobile app provides quick access to quotes and order functions on the go. Both platforms are solid and reliable but could be more modern in terms of design and user-friendliness. However, for the occasional investor, they offer all necessary features.
Explore platformcomdirect
Commerzbank AG (comdirect ist eine Marke der Commerzbank AG), Quickborn
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
comdirectFor online investors who want a comprehensive direct-bank offer: many venues, savings plans and good tools. comdirect is part of Commerzbank.
- Eurex options trading available
- Full bank with checking account
- Comprehensive educational resources
- Higher fees than neobrokers
- Custody fee without activity
CommerzbankFor customers who want to keep their current account and depot at the branch bank. DirektDepot order costs match comdirect’s, and the ETF savings plan costs the same.
- Major bank with comprehensive product range
- Free DirektDepot without minimum deposit
- Branches throughout Germany
- Order fees higher than online brokers
- Complex fee structure
Find the broker that fits
comdirect oder Commerzbank?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
comdirect and Commerzbank do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
In-depth analysis
Entry and fees: Neither asks for a minimum deposit, and the order fee is almost identical: comdirect charges a €4.90 base fee plus 0.25% of order value, minimum €9.90 — Commerzbank from €4.90 plus 0.25%, likewise minimum €9.90. Price, then, barely decides this one. One difference remains in custody: Commerzbank runs its DirektDepot free of charge, while comdirect may levy a custody fee in the absence of activity. If you trade rarely, budget for that.
Products and platforms: Here the field separates clearly. comdirect trades stocks, ETFs, options, futures, funds, bonds and derivatives — Eurex options trading included. Commerzbank trades stocks, ETFs, bonds, funds and certificates, but no options. For anything beyond certificates that needs genuine options or futures contracts, comdirect is the only one of the two routes. Then there is the interface: alongside app and web, comdirect provides ProTrader for active traders, while Commerzbank offers web and app. On execution, comdirect quotes around 30 ms over Xetra and around 80 ms over Tradegate, Commerzbank around 50 ms over Xetra Direct.
Profile and verdict: comdirect (4.4/5 from 1,800 reviews) was founded in 1994, sits in Quickborn, is BaFin-regulated and is set up as a direct bank with a current account and extensive educational material. Commerzbank (3.7/5 from 1,800 reviews) was founded in 1870, sits in Frankfurt, is likewise BaFin-regulated and brings a nationwide branch network. With the same fee formula and the same supervision, it comes down to two questions: do you need options or futures? Then comdirect. Do you want a branch nearby and a permanently free securities account? Then Commerzbank.
Your questions
Frequently asked questions
How do fees differ between comdirect and Commerzbank?
comdirect: €4.90 base fee + 0.25% of order volume (min. €9.90). Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: comdirect or Commerzbank?
comdirect offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives. Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates.
How are comdirect and Commerzbank regulated?
The broker profiles list BaFin for comdirect and BaFin for Commerzbank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is comdirect or Commerzbank better for beginners?
comdirect lists a 0 € minimum deposit and offers comdirect App, comdirect Web, ProTrader. Commerzbank lists 0 € and offers Commerzbank Web, Commerzbank App. Compare usability, available products and costs for your intended use.
comdirect vs Commerzbank: Which broker is better overall?
The choice between comdirect (4.4/5, 1800 reviews) and Commerzbank (3.7/5, 1800 reviews) depends on your needs. comdirect: Direct bank with comprehensive securities and options trading. Commerzbank: Securities trading at Germany's second-largest private bank.
Your next step
Your next step
comdirectDirect bank with comprehensive securities and options trading
Open accountRead reviewCommerzbankSecurities trading at Germany's second-largest private bank
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.