comdirect

4.4(1800)

BaFin

Commerzbank

3.7(1800)

BaFin

comdirect vs Commerzbank

Head-to-Head Comparison 2026

Our Verdict

comdirect has a higher rating of 4.4/5 compared to Commerzbank (3.7/5). comdirect offers 7 instrument types, while Commerzbank offers 5. comdirect offers options trading, while the other does not. Commerzbank has been in the market since 1870, making it the more experienced provider.

Comparison Table

Criteria	comdirect	Commerzbank
Rating	4.4/5 (1800 reviews)✓	3.7/5 (1800 reviews)
Regulation	BaFin	BaFin
Fees	€4.90 base fee + 0.25% of order volume (min. €9.90)	Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives	Stocks, ETFs, Bonds, Funds, Certificates
Platforms	comdirect App, comdirect Web, ProTrader	Commerzbank Web, Commerzbank App
Options Trading	Yes, Eurex options trading available	No
Founded	1994	1870
Headquarters	Quickborn	Frankfurt

Detailed Comparison

Fee Comparison

comdirect: €4.90 base fee + 0.25% of order volume (min. €9.90). Minimum deposit: 0 €.

Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Minimum deposit: 0 €.

Product Range

comdirect (7 categories)

StocksETFsOptionsFuturesFundsBondsDerivatives

Commerzbank (5 categories)

StocksETFsBondsFundsCertificates

Trading Platforms

comdirect

comdirect App
comdirect Web
ProTrader

Commerzbank

Commerzbank Web
Commerzbank App

Regulation & Security

comdirect is regulated by BaFin (HQ: Quickborn).

Commerzbank is regulated by BaFin (HQ: Frankfurt).

Who Is It For?

comdirect

Direct bank with comprehensive securities and options trading

✓ Eurex options trading available

✓ Full bank with checking account

✓ Comprehensive educational resources

✗ Higher fees than neobrokers

✗ Custody fee without activity

Commerzbank

Securities trading at Germany's second-largest private bank

✓ Major bank with comprehensive product range

✓ Free DirektDepot without minimum deposit

✓ Branches throughout Germany

✗ Order fees higher than online brokers

✗ Complex fee structure

Frequently Asked Questions

Is comdirect or Commerzbank cheaper?

comdirect charges €4.90 base fee + 0.25% of order volume (min. €9.90). Commerzbank charges Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). The minimum deposit is 0 € at comdirect and 0 € at Commerzbank.

Which broker offers more products: comdirect or Commerzbank?

comdirect offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives. Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates.

Which broker is better regulated?

comdirect is regulated by BaFin. Commerzbank is regulated by BaFin. comdirect has BaFin regulation, which is particularly advantageous for German investors. Commerzbank has BaFin regulation, which is particularly advantageous for German investors.

Is comdirect or Commerzbank better for beginners?

comdirect has a minimum deposit of 0 € and offers comdirect App, comdirect Web, ProTrader as platforms. Commerzbank has a minimum deposit of 0 € and offers Commerzbank Web, Commerzbank App. comdirect has the lower entry barrier.

comdirect vs Commerzbank: Which broker is better overall?

The choice between comdirect (4.4/5, 1800 reviews) and Commerzbank (3.7/5, 1800 reviews) depends on your needs. comdirect: Direct bank with comprehensive securities and options trading. Commerzbank: Securities trading at Germany's second-largest private bank.

comdirect

Direct bank with comprehensive securities and options trading

Open Account →

From 0 € min. deposit

Commerzbank

Securities trading at Germany's second-largest private bank

Open Account →

From 0 € min. deposit

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