CMC Markets
BaFin/FCA
XTB
KNF/FCA/CySEC
CMC Markets vs XTB
Head-to-Head Comparison 2026
By SofiaOur Verdict
XTB has a higher rating of 4.4/5 compared to CMC Markets (4.3/5). XTB offers 7 instrument types, while CMC Markets offers 6. CMC Markets is BaFin-regulated, while XTB is supervised by KNF/FCA/CySEC. CMC Markets has been in the market since 1989, making it the more experienced provider. On spreads, CMC Markets offers EUR/USD from 0.7 pip (typical), while XTB offers EUR/USD from 0.5 pip (Standard).
Find the broker that fits
CMC Markets oder XTB?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
- Fees
- Platform
- Regulation
- Matching lessons
Comparison Table
| Criteria | CMC Markets | XTB |
|---|---|---|
| Rating | 4.3/5 (1400 reviews) | 4.4/5 (2100 reviews)✓ |
| Regulation | BaFin/FCA | KNF/FCA/CySEC |
| Fees | Spreads from 0.7 pip on forex, no commission on standard account | 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip |
| Min. Deposit | 0 € | 0 € |
| Instruments | CFDs, Forex, Indices, Commodities, Stocks CFDs, Treasuries | Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto |
| Platforms | Next Generation, MT4, CMC Mobile | xStation 5, xStation Mobile |
| Options Trading | No, CFDs and spread betting | No, but over 6,000 stocks and ETFs commission-free |
| Spread (typical) | EUR/USD from 0.7 pip (typical) | EUR/USD from 0.5 pip (Standard) |
| Execution Speed | ~30 ms | ~85 ms (Median) |
| Inactivity Fee | £10/month after 12 months of inactivity | €10/month after 12 months of inactivity |
| Founded | 1989 | 2002 |
| Headquarters | London | Warsaw |
Detailed Comparison
Fee Comparison
CMC Markets: Spreads from 0.7 pip on forex, no commission on standard account. Minimum deposit: 0 €. Spread: EUR/USD from 0.7 pip (typical). Inactivity fee: £10/month after 12 months of inactivity.
XTB: 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip. Minimum deposit: 0 €. Spread: EUR/USD from 0.5 pip (Standard). Inactivity fee: €10/month after 12 months of inactivity.
Execution Quality
CMC Markets
Execution: ~30 ms
XTB
Execution: ~85 ms (Median)
Product Range
CMC Markets (6 categories)
XTB (7 categories)
Trading Platforms
CMC Markets
- Next Generation
- MT4
- CMC Mobile
XTB
- xStation 5
- xStation Mobile
Regulation & Security
CMC Markets is regulated by BaFin/FCA (HQ: London).
XTB is regulated by KNF/FCA/CySEC (HQ: Warsaw).
Who Is It For?
CMC Markets
Award-winning Next Generation platform with over 12,000 products
✓ Award-winning Next Generation platform
✓ Over 12,000 CFD products
✓ BaFin-regulated
✗ Only CFD trading, no real stocks
✗ Inactivity fee after 12 months
XTB
Publicly traded CFD broker with award-winning xStation platform
✓ Award-winning xStation platform
✓ 0% commission on stocks up to €100,000
✓ Publicly traded company
✗ Inactivity fee after 12 months
✗ No MetaTrader 4/5
Frequently Asked Questions
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CMC Markets vs XTB: Which broker is better overall?
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CMC Markets
Award-winning Next Generation platform with over 12,000 products
Open Account →From 0 € min. deposit
XTB
Publicly traded CFD broker with award-winning xStation platform
Open Account →From 0 € min. deposit