CMC Markets
BaFin/FCA
XTB
KNF/FCA/CySEC
CMC Markets vs XTB
Head-to-Head Comparison 2026
Our Verdict
XTB has a higher rating of 4.4/5 compared to CMC Markets (4.3/5). XTB offers 7 instrument types, while CMC Markets offers 6. CMC Markets is BaFin-regulated, while XTB is supervised by KNF/FCA/CySEC. CMC Markets has been in the market since 1989, making it the more experienced provider. On spreads, CMC Markets offers EUR/USD from 0.7 pip (typical), while XTB offers EUR/USD from 0.5 pip (Standard).
Comparison Table
| Criteria | CMC Markets | XTB |
|---|---|---|
| Rating | 4.3/5 (1400 reviews) | 4.4/5 (2100 reviews)✓ |
| Regulation | BaFin/FCA | KNF/FCA/CySEC |
| Fees | Spreads from 0.7 pip on forex, no commission on standard account | 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip |
| Min. Deposit | 0 € | 0 € |
| Instruments | CFDs, Forex, Indices, Commodities, Stocks CFDs, Treasuries | Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto |
| Platforms | Next Generation, MT4, CMC Mobile | xStation 5, xStation Mobile |
| Options Trading | No, CFDs and spread betting | No, but over 6,000 stocks and ETFs commission-free |
| Spread (typical) | EUR/USD from 0.7 pip (typical) | EUR/USD from 0.5 pip (Standard) |
| Execution Speed | ~30 ms | ~85 ms (Median) |
| Inactivity Fee | £10/month after 12 months of inactivity | €10/month after 12 months of inactivity |
| Founded | 1989 | 2002 |
| Headquarters | London | Warsaw |
Detailed Comparison
Fee Comparison
CMC Markets: Spreads from 0.7 pip on forex, no commission on standard account. Minimum deposit: 0 €. Spread: EUR/USD from 0.7 pip (typical). Inactivity fee: £10/month after 12 months of inactivity.
XTB: 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip. Minimum deposit: 0 €. Spread: EUR/USD from 0.5 pip (Standard). Inactivity fee: €10/month after 12 months of inactivity.
Execution Quality
CMC Markets
Execution: ~30 ms
XTB
Execution: ~85 ms (Median)
Product Range
CMC Markets (6 categories)
XTB (7 categories)
Trading Platforms
CMC Markets
- Next Generation
- MT4
- CMC Mobile
XTB
- xStation 5
- xStation Mobile
Regulation & Security
CMC Markets is regulated by BaFin/FCA (HQ: London).
XTB is regulated by KNF/FCA/CySEC (HQ: Warsaw).
Who Is It For?
CMC Markets
Award-winning Next Generation platform with over 12,000 products
✓ Award-winning Next Generation platform
✓ Over 12,000 CFD products
✓ BaFin-regulated
✗ Only CFD trading, no real stocks
✗ Inactivity fee after 12 months
XTB
Publicly traded CFD broker with award-winning xStation platform
✓ Award-winning xStation platform
✓ 0% commission on stocks up to €100,000
✓ Publicly traded company
✗ Inactivity fee after 12 months
✗ No MetaTrader 4/5
Frequently Asked Questions
Is CMC Markets or XTB cheaper?
Which broker offers more products: CMC Markets or XTB?
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Is CMC Markets or XTB better for beginners?
CMC Markets vs XTB: Which broker is better overall?
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Do CMC Markets or XTB charge an inactivity fee?
CMC Markets
Award-winning Next Generation platform with over 12,000 products
Open Account →From 0 € min. deposit
XTB
Publicly traded CFD broker with award-winning xStation platform
Open Account →From 0 € min. deposit