1822direkt
BaFin
Targobank
BaFin
1822direkt vs Targobank
Head-to-Head Comparison 2026
Our Verdict
1822direkt has a higher rating of 3.7/5 compared to Targobank (3.5/5). 1822direkt offers 5 instrument types, while Targobank offers 4. Targobank has been in the market since 1926, making it the more experienced provider.
Comparison Table
| Criteria | 1822direkt | Targobank |
|---|---|---|
| Rating | 3.7/5 (350 reviews)✓ | 3.5/5 (850 reviews) |
| Regulation | BaFin | BaFin |
| Fees | €4.90 + 0.25% of order volume (min. €9.90, max. €54.90) | Custody fee €0 (online), order fee from €8.90 (up to €10,000) |
| Min. Deposit | 0 € | 0 € |
| Instruments | Stocks, ETFs, Funds, Bonds, Derivatives | Stocks, ETFs, Bonds, Funds |
| Platforms | 1822direkt Web, 1822direkt App | Targobank Web, Targobank App |
| Options Trading | No, no options trading | No |
| Founded | 1996 | 1926 |
| Headquarters | Frankfurt | Düsseldorf |
Detailed Comparison
Fee Comparison
1822direkt: €4.90 + 0.25% of order volume (min. €9.90, max. €54.90). Minimum deposit: 0 €.
Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Minimum deposit: 0 €.
Product Range
1822direkt (5 categories)
Targobank (4 categories)
Trading Platforms
1822direkt
- 1822direkt Web
- 1822direkt App
Targobank
- Targobank Web
- Targobank App
Regulation & Security
1822direkt is regulated by BaFin (HQ: Frankfurt).
Targobank is regulated by BaFin (HQ: Düsseldorf).
Who Is It For?
1822direkt
The direct bank subsidiary of Frankfurter Sparkasse
✓ Sparkassen security
✓ Free custody with activity
✓ Full bank with checking account
✗ Higher fees than neobrokers
✗ No options trading
Targobank
Securities trading and asset management at Targobank
✓ BaFin-regulated bank with long history
✓ Free online custody account
✓ Personal advice in branches available
✗ Higher order fees than discount brokers
✗ Limited selection of trading venues