1822direkt

1822direkt

3.7(350)

BaFin

VS
ING

ING

4.3(2100)

BaFin

1822direkt vs ING

Head-to-Head Comparison 2026

Last reviewed: October 2026SofiaBy Sofia

Our Verdict

ING has a higher rating of 4.3/5 compared to 1822direkt (3.7/5). ING has been in the market since 1965, making it the more experienced provider.

Find the broker that fits

1822direkt oder ING?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.

Comparison Table

Criteria1822direktING
Rating3.7/5 (350 reviews)4.3/5 (2100 reviews)✓
RegulationBaFinBaFin
Fees€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)€4.90 base fee + 0.25% of order value (max. €69.90)
Min. Deposit0 €0 €
InstrumentsStocks, ETFs, Funds, Bonds, DerivativesStocks, ETFs, Funds, Bonds, Derivatives
Platforms1822direkt Web, 1822direkt AppING Banking App, ING Web Depot
Options TradingNo, no options tradingNo, no options trading
Execution Speed—~30 ms (Xetra Direct)
Founded19961965
HeadquartersFrankfurtFrankfurt

Detailed Comparison

Fee Comparison

1822direkt: €4.90 + 0.25% of order volume (min. €9.90, max. €54.90). Minimum deposit: 0 €.

ING: €4.90 base fee + 0.25% of order value (max. €69.90). Minimum deposit: 0 €.

Execution Quality

1822direkt

No data available

ING

Execution: ~30 ms (Xetra Direct)

Product Range

1822direkt (5 categories)

StocksETFsFundsBondsDerivatives

ING (5 categories)

StocksETFsFundsBondsDerivatives

Trading Platforms

1822direkt

  • 1822direkt Web
  • 1822direkt App

ING

  • ING Banking App
  • ING Web Depot

Regulation & Security

1822direkt is regulated by BaFin (HQ: Frankfurt).

ING is regulated by BaFin (HQ: Frankfurt).

Who Is It For?

1822direkt

The direct bank subsidiary of Frankfurter Sparkasse

✓ Sparkassen security

✓ Free custody with activity

✓ Full bank with checking account

✗ Higher fees than neobrokers

✗ No options trading

ING

Germany's largest direct bank with integrated brokerage

✓ Full bank with checking account and brokerage

✓ Over 800 free ETF savings plans

✓ Excellent customer service

✗ Higher order fees than neobrokers

✗ No options trading

Frequently Asked Questions

Is 1822direkt or ING cheaper?
1822direkt charges €4.90 + 0.25% of order volume (min. €9.90, max. €54.90). ING charges €4.90 base fee + 0.25% of order value (max. €69.90). The minimum deposit is 0 € at 1822direkt and 0 € at ING.
Which broker offers more products: 1822direkt or ING?
1822direkt offers Stocks, ETFs, Funds, Bonds, Derivatives. ING offers Stocks, ETFs, Funds, Bonds, Derivatives.
Which broker is better regulated?
1822direkt is regulated by BaFin. ING is regulated by BaFin. 1822direkt has BaFin regulation, which is particularly advantageous for German investors. ING has BaFin regulation, which is particularly advantageous for German investors.
Is 1822direkt or ING better for beginners?
1822direkt has a minimum deposit of 0 € and offers 1822direkt Web, 1822direkt App as platforms. ING has a minimum deposit of 0 € and offers ING Banking App, ING Web Depot. 1822direkt has the lower entry barrier.
1822direkt vs ING: Which broker is better overall?
The choice between 1822direkt (3.7/5, 350 reviews) and ING (4.3/5, 2100 reviews) depends on your needs. 1822direkt: The direct bank subsidiary of Frankfurter Sparkasse. ING: Germany's largest direct bank with integrated brokerage.
1822direkt

1822direkt

The direct bank subsidiary of Frankfurter Sparkasse

Open Account →

From 0 € min. deposit

ING

ING

Germany's largest direct bank with integrated brokerage

Open Account →

From 0 € min. deposit