1822direkt

3.7(350)

BaFin

ING

4.3(2100)

BaFin

1822direkt vs ING

Head-to-Head Comparison 2026

Our Verdict

ING has a higher rating of 4.3/5 compared to 1822direkt (3.7/5). ING has been in the market since 1965, making it the more experienced provider.

Comparison Table

Criteria	1822direkt	ING
Rating	3.7/5 (350 reviews)	4.3/5 (2100 reviews)✓
Regulation	BaFin	BaFin
Fees	€4.90 + 0.25% of order volume (min. €9.90, max. €54.90)	€4.90 base fee + 0.25% of order value (max. €69.90)
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Funds, Bonds, Derivatives	Stocks, ETFs, Funds, Bonds, Derivatives
Platforms	1822direkt Web, 1822direkt App	ING Banking App, ING Web Depot
Options Trading	No, no options trading	No, no options trading
Founded	1996	1965
Headquarters	Frankfurt	Frankfurt

Detailed Comparison

Fee Comparison

1822direkt: €4.90 + 0.25% of order volume (min. €9.90, max. €54.90). Minimum deposit: 0 €.

ING: €4.90 base fee + 0.25% of order value (max. €69.90). Minimum deposit: 0 €.

Product Range

1822direkt (5 categories)

StocksETFsFundsBondsDerivatives

ING (5 categories)

StocksETFsFundsBondsDerivatives

Trading Platforms

1822direkt

1822direkt Web
1822direkt App

ING

ING Banking App
ING Web Depot

Regulation & Security

1822direkt is regulated by BaFin (HQ: Frankfurt).

ING is regulated by BaFin (HQ: Frankfurt).

Who Is It For?

1822direkt

The direct bank subsidiary of Frankfurter Sparkasse

✓ Sparkassen security

✓ Free custody with activity

✓ Full bank with checking account

✗ Higher fees than neobrokers

✗ No options trading

ING

Germany's largest direct bank with integrated brokerage

✓ Full bank with checking account and brokerage

✓ Over 800 free ETF savings plans

✓ Excellent customer service

✗ Higher order fees than neobrokers

✗ No options trading

Frequently Asked Questions

Is 1822direkt or ING cheaper?

1822direkt charges €4.90 + 0.25% of order volume (min. €9.90, max. €54.90). ING charges €4.90 base fee + 0.25% of order value (max. €69.90). The minimum deposit is 0 € at 1822direkt and 0 € at ING.

Which broker offers more products: 1822direkt or ING?

1822direkt offers Stocks, ETFs, Funds, Bonds, Derivatives. ING offers Stocks, ETFs, Funds, Bonds, Derivatives.

Which broker is better regulated?

1822direkt is regulated by BaFin. ING is regulated by BaFin. 1822direkt has BaFin regulation, which is particularly advantageous for German investors. ING has BaFin regulation, which is particularly advantageous for German investors.

Is 1822direkt or ING better for beginners?

1822direkt has a minimum deposit of 0 € and offers 1822direkt Web, 1822direkt App as platforms. ING has a minimum deposit of 0 € and offers ING Banking App, ING Web Depot. 1822direkt has the lower entry barrier.

1822direkt vs ING: Which broker is better overall?

The choice between 1822direkt (3.7/5, 350 reviews) and ING (4.3/5, 2100 reviews) depends on your needs. 1822direkt: The direct bank subsidiary of Frankfurter Sparkasse. ING: Germany's largest direct bank with integrated brokerage.

1822direkt

The direct bank subsidiary of Frankfurter Sparkasse

Open Account →

From 0 € min. deposit

ING

Germany's largest direct bank with integrated brokerage

Open Account →

From 0 € min. deposit

1822direkt read review →ING read review →